Once finding the property in the right location, at the right price, before buying there are several things to consider.

For us, without a recent survey of the property lines we did not know whether there would be space for our house site in the only place on thirty acres we wanted to build because of the view and limited space in that area. So, before purchasing, we spent the money to have the land surveyed and “Yes.” just what we were hoping, there appeared to be enough space for the well, septic, and house site.  (October 2013)

A second consideration had to do with the only way to our proposed house site would be through two other pieces of property. Therefore, we needed to obtain access easement approvals from the landowners.  Again “Yes,” we got the answer we needed and wanted.

Now, it was time to purchase through financing a land loan.  Most banks do not loan money to purchase property (land), and those that do require 25% down.  Anna and I were at a position in our lives to have this saved up for such as a time as this.  With an expectation of paying the land off in (5) years, we could then use the land to secure a construction loan when we were ready to build. (December 2013)